Policy rate rises to 2.50%: what the October 28, 2026 decision means.
October 28, 2026 rate increase: the previous hike in July 2023, the last period at 2.50% in 2025 and what it means for your mortgage. Official sources.
Read the article →A little clarity before your next step.
Mortgage guides, in plain English.
Practical guides to buying a home, understanding the costs and comparing mortgage options in Quebec.
Bank of Canada: rates, dates and decisions
Five years of rate decisions, an easy-to-read chart and a dated outlook for upcoming announcements.
Read the guide →Understanding your mortgage before you buy
Understand mortgage terms, amortization, interest rates and approval before buying a home in Quebec.
Read the guide →Your mortgage application checklist
Know which information to gather and what to discuss before you apply for a mortgage.
Read the guide →How to choose a mortgage broker in Quebec
What to ask about a broker’s licence, compensation, lender options and service before you decide.
Read the guide →Closing costs in Quebec: what to plan for
Plan for notary fees, adjustments, taxes and the money you’ll need when your home purchase closes.
Read the guide →Mortgage rates: look beyond the number
Know what to compare beyond the advertised rate and monthly payment.
Read the guide →Let’s talk about
your mortgage.
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