Mortgage financing for self-employed professionals

Your reported income doesn’t always tell the whole story.

When you’re self-employed, business expenses can reduce the income you report on paper. That’s why I start by looking at your full situation before deciding which options are realistic for your file.

The essentials you need to know

I start by understanding your situation

I’ll tell you which documents will actually be useful

A rejection from one bank doesn’t necessarily mean your project ends there

Incorporated, self-employed, variable income or a newer business, every file is different.

I’d rather tell you from the start what you'll need and why.

Not every lender looks at self-employed income the same way. I'll look at the options available before jumping to a conclusion.

What I’ll look at with you

Reported income · Time in business · Business structure · Down payment · Credit · Available documents

Self-employed and not sure how your income will be looked at?

I can start by looking at your situation and seeing which options are realistic.